Terms & Conditions

Last Updated: 11/8/2023

Welcome to NoRefusal.ca. The following terms and conditions (the “Terms” or “Agreement”) govern all use of the NoRefusal.ca website and all content, services, and products available at or through the website. The Website is owned and operated by NoRefusal.ca. (“NoRefusal”, “we”, or “us”). The Website is offered subject to your acceptance without modification of all of the terms and conditions contained herein and all other operating rules, policies (including, without limitation, NoRefusal.ca’s Privacy Policy) and procedures that may be published from time to time on this Site by NoRefusal (collectively, the “Agreement”).

Please read this Agreement carefully before accessing or using the Website. By accessing or using any part of the web site, you agree to become bound by the terms and conditions of this agreement. If you do not agree to all the terms and conditions of this agreement, then you may not access the Website or use any services.

Disclaimer: NoRefusal! is a loan comparison service, not a lender. Approval of loan applications is determined by our partner lenders based on their criteria, which may include credit score, income, and other factors. We cannot guarantee approval by any lender. By using our service, you acknowledge the possibility of your application being refused due to not meeting lender requirements.

1. Access to the Site To access the Website or some of the resources it offers, you may be asked to provide certain registration details or other information. It is a condition of your use of the Website that all the information you provide on the Website is correct, current, and complete.

2. Your NoRefusal.ca Account If you create an account on the Website, you are responsible for maintaining the security of your account and you are fully responsible for all activities that occur under the account. You must immediately notify NoRefusal of any unauthorized uses of your account or any other breaches of security.

3. Responsibility of Contributors If you operate an account, comment on a website, post material to the Website, post links on the Website, or otherwise make (or allow any third party to make) material available by means of the Website (any such material, “Content”), You are entirely responsible for the content of, and any harm resulting from, that Content.

4. Content Posted on Other Websites We have not reviewed, and cannot review, all of the material, including computer software, made available through the websites and webpages to which NoRefusal.ca links, and that link to NoRefusal.ca. NoRefusal does not have any control over those non-NoRefusal.ca websites and is not responsible for their contents or their use.

5. Intellectual Property This Agreement does not transfer from NoRefusal to you any NoRefusal or third party intellectual property, and all right, title, and interest in and to such property will remain (as between the parties) solely with NoRefusal.

6. Changes We are constantly updating our offerings of products and services on the Service. The products or services available on our Service may be mispriced, described inaccurately, or unavailable, and we may experience delays in updating information on the Service and in our advertising on other websites.

7. Termination NoRefusal may terminate your access to all or any part of the Website at any time, with or without cause, with or without notice, effective immediately.

8. Disclaimer of Warranties The Website is provided “as is”. NoRefusal and its suppliers and licensors hereby disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose and non-infringement.

9. Limitation of Liability In no event will NoRefusal, or its suppliers or licensors, be liable with respect to any subject matter of this agreement under any contract, negligence, strict liability or other legal or equitable theory for: (i) any special, incidental or consequential damages.

10. General Representation and Warranty You represent and warrant that (i) your use of the Website will be in strict accordance with the NoRefusal.ca Privacy Policy, with this Agreement, and with all applicable laws and regulations.

11. Indemnification You agree to indemnify and hold harmless NoRefusal, its contractors, and its licensors, and their respective directors, officers, employees, and agents from and against any and all claims and expenses, including attorneys’ fees, arising out of your use of the Website, including but not limited to your violation of this Agreement.

12. Miscellaneous This Agreement constitutes the entire agreement between NoRefusal and you concerning the subject matter hereof, and they may only be modified by a written amendment signed by an authorized executive of NoRefusal, or by the posting by NoRefusal of a revised version.

Contact Information If you have any questions about these Terms, please contact us at: